What We Do
We provide clear strategies and recommendations across all areas of your financial planning
We build long-term relationships with our clients ensuring that your changing financial requirements continue to be met.
We treat each and every client with the same respect, care and attention we would want to receive ourselves. Listening to, and understanding our client’s plans for the future and planning towards their goals is key to building long-term beneficial relationships.
Clarity & Understanding
Having gained a clear understanding of your objectives, your needs and your priorities, together with knowledge of your current personal and financial position, we will provide clear strategies and recommendations aligned to your requirements across all areas of your financial affairs.
Concise Expert Research
We adopt a robust and repeatable strategy with the assistance of an external research company; Rayner Spencer Mills and our network, The On-Line Partnership Limited. This sits at the heart of our business model along with an embedded focus on treating customers fairly.
Rayner Spencer Mills help us to compile a range of investment solutions, and strategies along with the risk rating of investment funds. We are provided with ongoing investment reviews, analysis and quarterly investment/market updates from Rayner Spencer Mills. This ensures we are provided with in-depth and forward-thinking research and analysis which we match to the funds parallel to your individual requirements and attitude to risk.
We monitor the performance and risk information continually ensuring that funds are performing and behaving as we would expect, given any prevailing market and economic conditions.
Wealth Management
Wealth management is more than just investment advice. We will help you build, protect, or preserve your wealth after a thorough assessment of your circumstances, your objectives and your attitude to risk, then present you with a solution aligned with your requirements.
Financial Planning
The primary purpose of financial planning is to translate your vision into realistic, quantifiable goals. This is achieved by the provision of a clear and cohesive financial plan accompanied by our ongoing review service.
Retirement Planning
Regardless of the stage in life you have arrived at, it is important to receive qualified, expert and professional advice on your pension plans and requirements. Whether you are approaching retirement or you have plans to retire early, we can guide you through the options available to you
Life Assurance
It’s important to protect the things that really matter, like our loved ones, home and lifestyle, in case the unexpected happens. Life assurance comes in many forms; mortgage, family, business, income and critical illness cover, and it’s important to think about how you can protect your family should the unexpected happen.
Long-Term Care
Many people don’t consider the issue of care at all, and it falls to their families to make long-term decisions at what can be a very emotional time. The necessary level of care could last for 15 years or even more and consequently incurs considerable costs, so it's wise to have a plan in place.