Retirement Planning

Build, protect, and preserve your wealth, securing the future you want

When it comes to planning for retirement, the earlier you start, the more potential your money has to grow.

Retirement planning is not simply about paying regularly into your pension and forgetting about it. Instead, it is essential to review your progress against your retirement goals and take account of changes that may affect your plans.

A critical aspect of retirement planning is structuring your affairs to ensure that you can meet your desired level of income when you stop working. With ever-changing pension legislation and increasing life expectancy, it makes sense to use all the tax-efficient options available to create a flexible retirement plan.

Just how much is enough?

If you are decades away from retirement, you may not think it’s necessary to start saving yet, as your money can be better spent elsewhere. But how much should you try to save to have a comfortable retirement? Just how much is enough? As a rule of thumb, you are likely to need in the region of 70% of what you were earning at the peak of your career to maintain that standard of living in your retirement.

Retirement planning is a long-term commitment. But wherever you sit in your retirement journey, we’re here to support you, whether it’s starting a pension, saving more into your plan or helping with your options for retirement.

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation
Looking for specialist financial help?
We provide you with a clear structure of bespoke solutions and financial advice designed to meet your needs and goals. Call us today on 01403 268 562 or email us at info@mercierallen.co.uk.