Investing for the future

Higher inflation and near-zero interest rates mean the responsible thing to do could be to invest rather than to save Many of us have been brought up to believe that saving is the responsible thing to do. But in today’s environment of low interest rates and rising inflation, savers may need to consider becoming investors to prevent the erosion of their assets. Since the global financial crisis of 2007/08, the world’s central banks, including the …

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Countdown to retirement

Matching the living standards of those who have already retired Retirement can mean different things to different people. Understanding how much it will take to provide an income for yourself and potentially a spouse, while also ensuring you are able to leave something behind for your loved ones after your death, is essential. Number of factors This will ultimately depend on a number of factors: primarily how much income you think you will need over …

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Funding your future lifestyle

Think about the level of risk you might be willing to take with your hard-earned cash We all dream of a more prosperous financial future, but how do you turn this into a reality? With interest rates on savings accounts stuck at low levels, it’s difficult to get any real growth on your money over the long term. If you plan to rely on your savings to one day provide you with an income or …

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