Investments

Building an investment portfolio

Building an investment portfolio

4 steps for future wealth creation in your mid-20s to mid-30s Investing can be challenging for anyone, but for those in their mid-20s to mid-30s, it can be especially daunting to build a portfolio – especially while paying off student loans, credit card debt and establishing some savings. The reality is that people should start saving and investing as early as possible. The growth of savings and the power of compounding gives an enormous head …

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Invest your way out of inflation

Invest your way out of inflation

Why now is the time to make sure you protect your wealth The word ‘inflation’ had barely featured in the market’s vocabulary in the last three decades until it suddenly started to come back with a vengeance in 2021. As higher inflation looks set to persist in 2022, finding ways to generate a return on investments greater than inflation will be a key investment theme – otherwise your wealth falls in real terms. Spending spreeThere …

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“Time is money”

“Time is money”

Five principles of investing everyone should know Are your investments working as hard as they could be? With so many options out there, it can be confusing. We can help you navigate your options and provide a personalised recommendation based on your investment goals. The following five principles will help you get on top of some key issues that affect everyone who invests their money. 1. Set investment goalsSuccessful investing begins by setting measurable and …

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Roadmap for investors

Roadmap for investors

Increased confidence portfolios will perform well in 2022 In 2021, there was a return to some form of normality across a vast majority of regions following successful vaccine roll-outs around the globe. But will the economic rebound continue in 2022, or be stymied by rising energy prices, higher inflation and further continued uncertainty brought about by the pandemic fallout? Will we finally see a material change in the way investors assess sustainable companies? What’s going …

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Smart money habits

Smart money habits

Best practise, smart money habits Does the idea of looking at your bank account cause a sense of dread? Does the ping of your banking app make you question every single one of your spending choices? Taking the time to manage your money better can really pay off. Learning to budget will help you stay on top of your bills and save you a considerable amount of money each year. You might be able to …

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Investment choices

Investment choices

Behavioural patterns shaping our way of investing, for better or worse When it comes to money and investing, we’re not always as rational as we may think. Every human being is driven by emotions – more than we would like to admit. Emotions are the key drivers of our behaviour, and these behavioural patterns shape our way of investing, for better or worse. Investors know they shouldn’t let emotions or impulses drive their investment choices, …

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Festive gifts that teach children the value of money

Festive gifts that teach children the value of money

Why parents should look to Christmas investment gifts instead of toys With the festive season approaching, have you thought about gifting your children or grandchildren something different this year? Giving them a good start in life by making investments into their future can make all the difference in today’s more complex world. Lifetime gifting is not only a good way to set up children for adulthood but is also a way of mitigating any Inheritance …

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Investing with impact

Investing with impact

How ESG creates long-term value It’s no secret that the growth of Environmental, Social and Governance (ESG) investments in recent years has been fundamental. This has largely been fuelled by the climate emergency, leading to growing scrutiny of company practices with some governments mandating a change in companies’ and individuals’ behaviour. The idea behind ESG investing is that corporations which respect these three pillars in their business practices will achieve long-term value creation. From tackling …

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Evolution of ESG investing

Evolution of ESG investing

Changing face of consumer ethics and behaviours The coronavirus (COVID-19) pandemic has prompted a desire to move into ethical and sustainable investing for more than half (51%) of advised UK adults, according a new report[1]. And while the trend is common across the generations, it’s Millennials who are leading the charge. The report, which looks at intergenerational planning and wealth transfer between advised families amid the financial volatility and insecurity of the pandemic, found that …

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Investing during retirement

Investing during retirement

Why it’s important not to view your portfolio with an element of finality Retirement is a major accomplishment for most people. You’ve worked hard all of your working life to save and prepare for your retirement, and now you’ve finally retired. So how should you approach investing now that you’re no longer earning a salary? When it comes to investing during retirement, with the right strategy, you can help make sure your retirement savings last. …

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