A Guide to Investment Planning

What Does The Future Look Like For Your Wealth?

Guide To Investment Planning

Money, of course, plays an important role in our lives. While it’s not everything, it can help you achieve your goals and gives you greater choices and freedoms. That’s why it’s important to increase our financial intelligence to learn how to build greater wealth.

In this Guide to Investment Planning, we consider the process of organising investments as a whole and explore the key principals and techniques behind effective portfolio construction, so that you have the best chance of constructing a portfolio that meets your investment objectives.

As an individual, you are entirely different from everyone else around you, and hence you must create your own unique investment approach. But, as all investments carry some degree of risk, we recommend you always seek professional advice to build the best strategy to achieve your long- or short-term goals.

Is is time to discuss your requirements or review your current portfolio?

It’s important to evaluate and adjust your investment stragety regularly. The products you use and the percentage of your portfolio they comprise will change over time as a result of market conditions, investment performance and other factors.

We provide the professional advice and ongoing service needed to help you achieve your financial goals and keep your investments on track. To discuss your requirements or to review your current portfolio, please contact Mercier Allen today and we will be delighted to help you.

What are your investment options
A Guide to Investment Planning:
What are your investment options?

In the current economic climate, with interest rates still around record lows, investing in the markets could enable you to achieve an inflation-beating return… Read More »
Portfolio diversification
A Guide to Investment Planning:
Portfolio diversification

Diversification, the spreading of your money between different kinds of investments (‘asset classes’) and different kinds of investment product, helps reduce… Read More »
Appetite for risk
A Guide to Investment Planning:
Appetite For Risk

While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses… Read More »
Choosing investments
A Guide to Investment Planning:
Choosing Investments

Before you choose or make any investment decisions, you need to know that investing involves the possibility of loss. These key considerations help you… Read More »
What investment approach is right for you?
A Guide to Investment Planning:
What Investment Approach Is Right For You?

Should you invest all of your money in one go or drip-feed it into the stock market over time? The answer will ultimately depend on whether you have a … Read More »
Pooled investment schemes
A Guide to Investment Planning:
Pooled investment schemes

Investing in funds provides a simple and effective method of diversification. Because your money is pooled together with that of other investors, each … Read More »
Open-ended investment funds
A Guide to Investment Planning:
Open-Ended Investment Funds

Open-ended investment funds are often called ‘collective investment schemes’ and are run by fund management companies. There are many funds to choose … Read More »
Open-ended investment companies
A Guide to Investment Planning:
Open-ended investment companies

Open-Ended Investment Companies (OEICs) are stock market–quoted collective investment schemes. Like investment trusts and unit trusts, they invest in … Read More »
Unit trusts
A Guide to Investment Planning:
Unit trusts

Unit trusts are collective investments that allow you to participate in a wider range of investments than can normally be achieved on your own with … Read More »
Investment trusts
A Guide to Investment Planning:
Investment trusts

An investment trust is a company with a set number of shares. Unlike an open-ended investment fund, an investment trust is closed ended. This means … Read More »
Investment bonds
A Guide to Investment Planning: Investment bonds
Investment bonds are designed to produce medium- to long-term capital growth, but can also be used to give you an income. They also include some … Read More »
Individual Savings Accounts
A Guide to Investment Planning:
Individual Savings Accounts

Individual Savings Accounts (ISAs) have been around since 1999 and are tax-efficient investment wrappers in which you can hold a range of … Read More »
Offshore bonds
A Guide to Investment Planning:
Offshore Bonds

Finding the right offshore investments can be a key factor in making the most of your wealth, and it’s not only for the wealthiest of … Read More »
Investing for income
A Guide to Investment Planning:
Investing for income

How do you generate a reliable income when interest rates are stuck at all-time lows and the Bank of England’s quantitative easing policy … Read More »
Socially responsible investing
A Guide to Investment Planning:
Socially responsible investing

For investors concerned about global warming and other environmental issues, there are a plethora of ethical investments that cover a … Read More »

 

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