All Entries by Stuart

Economically active

Economically active

Why longevity also brings with it some unique financial challenges Statistics clearly show that Britons are living longer. While a long life can be a good thing, longevity also brings…. Read More »

Pensioner wealth

Pensioner wealth

Income gap between the wealthiest and poorest pensioners is growing The members of Britain’s baby boomer generation who are now entering retirement have been called ‘the richest generation in history’….. Read More »

Pension shortfall exposure

Pension shortfall exposure

Signs you are not financially ready to retire Those potentially most exposed to a pension shortfall are not people just entering the workforce, most of whom presume they will work…. Read More »

Boosting investment returns

Boosting investment returns

Out of adversity comes opportunity Under new Prime Minister Boris Johnson, the Government has toughened its stance on a no-deal Brexit, which it has said is ‘now a very real…. Read More »

Taxing times ahead

Taxing times ahead

Don’t be penalised by the tax system when you exercise your freedoms The ‘pension freedom’ reforms of 2015 were welcomed by consumers, as they vastly widened options available to most…. Read More »

Financial support

Financial support

Looking after your lifestyle during a time of uncertainty Nobody wants to worry about how they’ll pay the bills if they become sick or injured and can’t work. But illness…. Read More »

Investment Risk

2019 Guide to Managing Investment Risk

Welcome to our Guide to Managing Investment Risk. One of the most effective ways to manage investment risk is to spread your money across a range of assets that, historically,…. Read More »

What will you need?

2019 Guide to Life Insurance Protection

Planning for a time when you’re no longer around Welcome to our Guide to Life Insurance Protection. It’s not easy to think about how you would secure your family’s future…. Read More »

2019 Guide to Creating The Life You Want

2019 Guide to Creating the life you want

Shaping your future and preparing for the road ahead In our guide, we consider the questions you may need to ask to shape your future. As we all know and…. Read More »

What’s your magic number?

What’s your magic number?

Your five-year plan to a comfortable retirement Retiring is a huge life event. And the very concept of retirement is changing with phased retirement becoming more common. The way we…. Read More »

Smart investments

Smart investments

Should I invest into a pension or an ISA? Investors looking for tax-efficient ways to build a nest egg for retirement often look to both Individual Savings Accounts (ISAs) and…. Read More »

Goldilocks economy

Goldilocks economy

How to prepare your portfolio for inflation Very low or very high inflation is damaging to the economy. The aim is usually to try and keep the Consumer Prices Index…. Read More »

Healthy, wealthy and well advised

Healthy, wealthy and well advised

Financial complexities of passing on wealth Passing on wealth is a sensitive subject, not just because of the financial complexities of it all, but also the emotion and family politics…. Read More »

Choppy waters, not full-on gale

Choppy waters, not full-on gale

Wait for the bad weather to pass and stay the course Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets…. Read More »

Retirement longevity

Retirement longevity

Your destiny is now in your own hands If you are in your 50s or 60s, your thoughts are probably turning towards retirement. When should you retire? How much money…. Read More »