All Entries by Stuart

Guide to Savings and Investments for your child's future

2019 Guide to Saving and Investing for a Child’s Future

How to ensure your children or grandchildren get the best financial start in life Whether you want to teach your children or grandchildren smart money-management strategies, help them pay for…. Read More »

2019 Guide to Income Protection Insurance

2019 Guide to Income Protection Insurance

Would you still need a monthly income if you can’t work? Have you ever considered what would happen to you or your loved ones if you couldn’t work due to…. Read More »

2019 Guide to Planning for your Retirment

2019 Guide to Planning for your retirement

Are you ready for life beyond work? When it comes to planning for retirement, the earlier you start, the more potential your money has to grow. Retirement planning is not…. Read More »

Mind the income gap

Mind the income gap

Significant gap between expectations and reality of what life in retirement will cost Generation Z When most people envision their retirement, positive images start forming. We may picture spending our…. Read More »

‘Sandwich generation’ carers

‘Sandwich generation’ carers

Nearly half a million quit their careers in the last two years alone The decision to look after an elderly, ill or seriously disabled relative has been made by 2.6…. Read More »

Tax-wise

Tax-wise

Make the most of your valuable allowances, reliefs and exemptions Once we enter January, the end of the 2019/20 tax year will be just over three months away on 5…. Read More »

Cultivate the art of patience

Cultivate the art of patience

Creating and maintaining the right investment strategy plays a vital role in securing your financial future. But we live in the era of the 24-hour news cycle. Human tendency is…. Read More »

For richer, for poorer

For richer, for poorer

Pension and asset advice should be part of the divorce process Divorce – it’s one of the most difficult subjects to talk about. The emotional upheaval of divorce can be…. Read More »

Women’s State Pension age changes

Women’s State Pension age changes

Government’s bid to ensure ‘pension age equalisation’ On 3 October, campaigners lost a significant legal battle against the Government’s handling of the rise in women’s State Pension age. Up until…. Read More »

Tax-efficient shelters

Tax-efficient shelters

Use your ISA allowance or lose it forever Even though the Individual Savings Account (ISA) deadline may be a number of months away, and despite the tax year date remaining…. Read More »

‘Sleepwalking’ into retirement

‘Sleepwalking’ into retirement

How much will you need to save to afford a comfortable retirement? There is a widespread and common-sense-based perception, backed to some extent by evidence, that planning and preparing for…. Read More »

Time to update your planned retirement date?

Time to update your planned retirement date?

Savers risk missing out on money from their final pension pot Millions of savers risk missing out on money from their final pension pot if their provider doesn’t have their…. Read More »

Every journey starts with a destination

Every journey starts with a destination

Looking at the bigger picture for your wealth and security Every plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not…. Read More »

A long life needs a smart retirement plan

A long life needs a smart retirement plan

Reaching the big 50 can be a financial wake-up call Your 50s are a crunch time when saving for your retirement. If you’ve already set a retirement savings target but…. Read More »

‘No, thanks’ to downsizing

‘No, thanks’ to downsizing

More baby boomers plan to stay in their own home A growing number of ageing baby boomers are saying, ‘No, thanks’ to downsizing, choosing instead to remain in the same…. Read More »