How We Work

Clients come to us as they trust us to safeguard their wealth in a responsible and sensible manner.

We recognise that different clients have different and very distinct needs, and we offer a broad range of  investment options so that we can select the investments that are right for you.

We combine this unbiased approach with cutting edge technology, award winning research and superior administration to create tailor-made financial solutions to meet your individual requirements.

The aim of the advice process is to achieve a good outcome for you. We aim to deliver a suitable solution that matches your individual needs, attitude to risk, tolerance for loss, timeline, knowledge and experience. The key to our process is that it is robust and repeatable.

Our advice process typically is broken down into four elements.

Consultation

We will introduce ourselves and explain how we will work with you, the services we are able to provide, and the cost of those services. We will talk to you about your financial objectives and goals, and the timeline in which you would like to achieve them. When we consider your investment needs we will assess your attitude to financial risk, and tolerance for loss. 

We will also complete a detailed fact find report gaining personal and financial information so we can work out our recommendations and advice.

Advice

Having worked with you on the fact finding and consultation stage we will now take some time to gather further information with regards any existing plans you may have. Taking these into account, and your financial objectives and goals we will provide you with a tailored financial recommendation. This recommendation will not only take into account your goals and objectives, but also your attitude to financial risk and timeline for achieving this. 

We will talk you through any specific product recommendation, fund choices, costs and charges.

Implementation

The implementation stage will put in place the recommendation as agreed with you. This may include broader areas of planning such as trust work or estate planning. We will assist you with completion of the relevant applications and any additional information required for the submission of the application to the providers. 

We will then monitor the processing of the application through to policy submission and ensure you receive the policy documentation.

Ongoing Service

We will confirm with you the level of ongoing service you require and any related costs. Our ongoing service allows us to meet with our clients to review financial plans and ensure these continue to meet your needs. We understand that circumstances change, and we aim to support our clients with a lasting long term ongoing advice service. 

We also reassess your attitude to risk and timeline at each meeting. We can provide you with ongoing support and servicing options, including access, to our client portal which allows you to obtain real time valuations and data on your plans.

We always aim to deliver sound financial advice with true clarity and purpose. We will guide you through the opportunities and challenges you may face every step of the way.

The value of an investment with Mercier Allen will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

If you would like further information or to arrange a meeting, please contact Mercier Allen.

Our Approach
Our Team
Our Values
Looking for specialist financial help?
We provide you with a clear structure of bespoke solutions and financial advice designed to meet your needs and goals. Call us today on 01403 268 562 or email us at info@mercierallen.co.uk.
Contact Us

Trusts and Inheritance tax planning are not regulated by the Financial Conduct Authority.

Neil Mercier - Principal at Mercier Allen & Associates

Neil Mercier DipPFS

Principal
Neil advises across all areas of financial planning specialising in financial planning, pensions, investments, and inheritance tax planning.

Fiona Jones - Client Relationship Manager at Mercier Allen & Associates

Client Relationship Manager DipPFS

Principal
Fiona is our product research and cashflow modelling specialist. Her extensive knowledge ensures we deliver the financial outcomes you desire.

Kylie Lambert

Office Administrator
Kylie has a superb understanding of financial transactions. She works closely with Neil and Fiona and is our clients' primary point of contact.

Joanna Webb - Office Administrator at Mercier Allen & Associates

Joanna Webb

Office Administrator
Joanna has a comprehensive administrative background and her diligence ensures your experience with us runs seamlessly.