2019 Guide to Individual Savings Accounts

The little allowance with big potential

2019 Guide to ISAs

Individual Savings Accounts

Tax-efficient investing

Each tax year, we are each given an annual Individual Savings Account (ISA) allowance. The ISA limit for 2018/19 is £20,000, and anyone wishing to utilise their allowance should do so before the deadline at midnight on Friday 5 April 2019. The date marks the end of the 2018/19 tax year. It is a ‘use it or lose it’ allowance, meaning that if you don’t use all or part of it in one tax year, you cannot take that allowance over to the next year.

In our 2019 Guide to Individual Savings Accounts, you can find out more about your ISA options, a tax-efficient way to invest in your future.

2019 Guide to Individual Savings Accounts: Tax-efficient investing
2019 Guide to Individual Savings Accounts:
Tax-efficient investing

Individual Savings Accounts (ISAs) are an incredibly effective means of shielding your money from both Capital Gains Tax and Income… Read More »

2019 Guide to Individual Savings Accounts: Q & A
2019 Guide to Individual Savings Accounts:
Q & A

An ISA is a ‘use it or lose it’ allowance, meaning that if you don’t use all or part of it in one tax year, you cannot take that allowance… Read More »

 

Looking for ways to make your money work harder?

The ISA season is a great time of year to do a spring-clean of your finances and explore new ways to give your savings a tax-efficient boost. Whether you’re new to investing or an experienced investor, we can help you consider the options available.

To discuss your requirements, please Mercier Allen.

To download the full guide please click here.

This guide is for your general information and use only, and is not intended to address your particular requirements. The content should not be
relied upon in its entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and
timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate
in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough
examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of the
content. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts. Levels and bases of, and reliefs from, taxation
are subject to change and their value depends on the individual circumstances of the investor. The value of your investments can go down as
well as up and you may get back less than you invested. All figures relate to the 2018/19 tax year, unless otherwise stated.