Friendly, Independent Financial Advice in the heart of Horsham
We have been providing trusted, personalised financial advice and investment management in Horsham for more than 15 years. We always remember that our clients are our business; we care about the things that matter most to you and work closely with you to forge strong relationships that last the test of time.
Wealth
Management
We are one of the region’s leading independent wealth managers. Through our flexible, bespoke and personal wealth management service, we are here to help you achieve your financial and lifestyle goals and ambitions.
Investment
Management
Our investment team is comprised of highly skilled, like-minded experts who have come together to do things differently based on a set of shared values and principles resulting in portfolios that maximise returns while staying within your comfort zone on risk.
Pension
Advice
Retirement Planning is often at the forefront of our minds, but it's crucial to know if you are on the right path to being able to maintain the lifestyle that you want and take account of changes that may affect your plans when heading into your retirement.
Your financial plans in
expert hands
Retirement planning is a long-term commitment, but wherever you sit in your retirement journey, we’re here to support you. Whether it’s starting a pension, saving more into your plan or helping with your options for retirement.
Investments and savings
Our investment strategy draws up a detailed future financial plan with funds that are chosen for you with specific and targeted outcomes for your investments.
Pensions
We carry out specialist analysis and reporting based on your existing pension fund, existing dormant funds and your personal pension ambitions and suggest a plan that's right for you.
Are you ready for retirement?
Being ready to retire means more than just no longer getting up to go to work. What it really takes is a solid grasp of your money, a carefully considered investment and spending plan for your life savings, debt that’s under control, and a plan you’re excited about for how you’ll spend your days.
Spring 2022 Forecast Statement Guide
The Chancellor of the Exchequer, Rishi Sunak, delivered the Spring 2022 Forecast Statement to Parliament on Wednesday 23 March 2022. This announcement follows the unprovoked, premeditated attack Vladimir Putin launched on Ukraine.
Mr Sunak said, ‘The invasion has created significant uncertainty in the global economy, particularly in energy markets. The sanctions and strong response by the UK and its allies are vital in supporting the Ukrainian people, but these decisions will inevitably have an adverse effect on the UK economy and other economies too.’
He continued, ‘The government has taken the responsible decisions needed ahead of the Spring 2022 Forecast Statement to strengthen the public finances, which has created the space to provide this extra support. The statement confirms that after providing this support the government continues to meet its fiscal rules, with an increased margin of safety.’
Mr Sunak continued, ‘Higher than expected global energy and goods prices have already led to an unavoidable increase in the cost of living in the UK. The repercussions of the invasion of Ukraine will add to these pressures and increase inflation further in the coming months, with the long-term consequences not yet being clear. As a result, the uncertainty surrounding the Office for Budget Responsibility’s (OBR) spring economic and fiscal forecast is higher than usual.’
What does the Spring 2022 Forecast Statement mean for you? In our comprehensive guide to the Spring 2022 Forecast Statement, we reveal the key announcements and their effect both on individuals and businesses across the UK.
Smart Money Newsletter Issue 103
Inside our latest issue of Smart Money, we look at why now is the time to make sure you protect your wealth. The word ‘inflation’ had barely featured in the market’s vocabulary in the last three decades until it suddenly started to come back with a vengeance in 2021. As higher inflation looks set to persist throughout 2022, we consider why finding ways to generate a return on investments greater than inflation will be a key investment theme – otherwise your wealth falls in real terms.
We also take a look at the importance of staying on track to achieving your specific financial goals. All of your financial decisions and activities have an effect on your financial health. To help improve your financial health during this period of rising inflation and interest rates, we explain three areas that could help keep you on track to achieving your financial goals.
Are your investments working as hard as they could be? With so many options out there, it can be confusing. We can help you navigate your options, and provide a personalised recommendation based on your investment goals and we look at five principles that affect everyone who invests their money.
Could your money be working harder?
It’s not surprising that the world of investing can seem complex. Investors today face often changing market conditions. An endless supply of market news. And many, many investment choices.
Investing enables you to potentially grow your money. Whether you’re looking to pay off your mortgage more quickly, boost your retirement fund or provide financial security for your child’s future, investing could help you get there sooner.
If you’re new to investing, knowing where to start can be a daunting task. Our guide, takes you through your investment journey, from what to consider before you start, the different types of investment options that might suit you, and the various asset classes. You’ll also learn why it’s important to focus on the long term as an investor and create a diversified portfolio that includes a range of different investments.
If you would like to find out more or arrange an appointment, please get in touch.
Financial Guides
Our financial guides are designed to help you help you better understand your money and make better financial decisions.
Guide To The Future Of Retirement
We all have our own idea of the life we’d like to lead after we’ve left the nine-to-five behind. Whatever retirement looks like for you, it’s important to make the right plans now, so that you have the freedom to enjoy the time when it comes, however you choose to fill it.
Insights
Where there’s a Will there’s a Gen Zer
20% of 18-24-year-olds emerge as Will makers As many as a fifth (20%) of young Gen Z adults aged 18 to 24 say they have already made a …
Discussing inheritance with your heirs
Discussing inheritance with your heirs More than half of UK adults haven’t discussed the subject With wealth for millennials set to double in the next 20 years, it’s …
Retirement nest egg
Half of over 50s regret not saving into their pension sooner The days of working for a single employer for your entire career and retiring with a comfortable …
Guide to Financial Protection
Welcome to our ‘Guide to Financial Protection’. Change is inevitable. It’s just a part of life. Some changes you can predict, while others you simply cannot. But that …
Cost-of-living crunch
Savers still recognise the importance of long-term planning Britain’s cost-of-living crunch has hit the country hard, with inflation at its highest level in three decades, petrol prices spiralling, …
Pension Freedoms
You work, you save and then you retire A full and happy retirement is a priority for many. But no two people are alike. A ’one-size-fits-all’ system cannot …
Meet our dedicated team
Professional, expert, independent financial advisors with many years of experience and success – we’ve built our reputation on transparency, accountability, and trust.
Principal
Client Relationship Manager
Office Administrator
Office Administrator